Pillars of Value

PERFORMANCE

  • Unique portfolio construction, including appropriate allocation of funds among multiple asset classes.
  • Ongoing performance analysis and money manager review and due diligence.
  • Ongoing monitoring and  adjusting of your portfolio to ensure your investments remain aligned with your financial goals and preferences.

SERVICE

  • Development of an integrated, personalized investment program based on your financial goals.
  • Tailored tax management including automatic tax harvesting for taxable portfolios.
  • Cash Flow Management System ensure that the right amount of funds are in the right place and at the right time.

COST

  • We are a fee based (only) organization.  We charge 1% per year of the assets under management [AUM].  On larger amounts of AUM, the fee may be negotiated.
  • We do not sell any products, receive commissions, or accept any payments from anyone other than our clients.

RISK

  • Many investment "opportunities" may look artificially inviting without an appropriate understanding of risk and we seek to enhance our clients performance, but in balance with their risk tolerance.
  • Risk criteria as measured by Beta, Sharpe Ratio, Sortino Ration, and other industry standards are tailored to meet the risk tolerance of each household.