Financial Planning & Investment Management

Looking for a fee-only financial advisor who puts your goals first? At JS Replogle & Associates, LLC, we offer personalized investment planning from our Bridgewater, Virginia office—serving clients across the country with care, clarity, and consistency.

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Personal Approach

You work directly with experienced advisors—not salespeople or call centers.

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Customized Strategies

Every portfolio is built around your goals, risk tolerance, and timeline.

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Fiduciary Commitment

As an independent financial planner, we work only for you—no commissions, ever.

Serving Bridgewater, Virginia & Beyond

We are proud to call Bridgewater home—just outside Harrisonburg, near Dayton and Mount Crawford—but our reach extends nationwide. From Maine to Florida to Colorado, we help individuals and families invest with purpose. Whether you are just starting or already managing wealth, we will meet you where you are.

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Explore Investment Management →

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Investment Management

Professionally managed portfolios with hands-on support.

Explore Retirement Planning →

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Retirement Planning

Clear income strategies to help you retire—and stay retired—comfortably.

Explore Financial Consulting →

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Financial Consulting

One-time sessions for second opinions or targeted advice.

Know Your Risk Number →

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Risk Analysis

Discover your Risk Number™ and align your portfolio with your comfort level.

Why We’re Different from Big Firms

  • Fee-only fiduciary advisors—no commissions, ever
  • Small firm attention with national-level experience
  • Direct access to your advisor, always
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“Someone’s sitting in the shade today because someone planted a tree a long time ago.”

– Warren Buffett
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“A goal without a plan is just a wish.”

– Antoine de Saint-Exupéry

From Market Moves to Milestone Planning: Insights That Matter

Financial planning doesn’t stop once the portfolio is built. We share updates, ideas, and reminders to help you stay informed and in control.

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Key Steps to Prepare Your Roof for a Safe Fall

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Financial Markets 2025: Navigating Change and Opportunity

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Major Types of Investment Vehicles Explained

Investing can feel overwhelming, especially with so many options and strategies available. Each investor has unique needs and preferences, particularly when balancing risk, reward, and flexibility....
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What OBBBA Means for Seniors: Key Points and Changes

Legislative changes can often feel overwhelming, especially for older adults who are navigating financial, healthcare, or long-term care planning. The One Big Beautiful Bill Act (OBBBA) is a newly...
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Demystifying Economic Jargon: 5 Essential Terms Explained

Economic jargon in the news can feel overwhelming, especially when you're trying to make informed decisions about your financial future. This guide breaks down five essential economic terms often...
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Understanding 5 Key Economic Terms for Financial Clarity

With economic jargon often flooding the news, making informed decisions about your financial future can feel overwhelming. To help clear the confusion, we've created this guide to decode five key...
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